Insulation Installers in the Philadelphia area earn a median of $50,320 a year, 4% above the typical U.S. metro. That ranks #37 of 106 U.S. metros nationwide.
Within driving distance, the same work pays less in Lancaster.
It's one of 5 Pennsylvania metros with published pay for this trade; see statewide insulation installer pay.
What this means Our calculation
Pay for insulation installers here is above average compared with other U.S. metros, but high local prices take back much of it: on buying power it's below average. For the wider job market, unemployment is higher than in most metros (4.5%) and the population is growing slowly (+1.4% since 2020). On your own, you'd join about 359 one-person building equipment installation businesses averaging $78,788 in revenue, and you'd need to bill roughly $66/hour to match the median salary (at our default assumptions).
A summary of the numbers on this page; nothing here is estimated beyond them.
Philadelphia scorecard for insulation installers Our calculation
Grades compare Philadelphia with every other U.S. metro for this trade (A = top 20%).
Pay Government data
Pay range
Shaded: the middle half of workers. Grey line: typical U.S. metro ($48,305).
Pay over time
The median pay for insulation installers in the Philadelphia area went from $46,280 in 2021 to $50,320 in 2025, up 8.7%. Prices rose 19% over the same period, so after inflation that's -8.9% — a real pay cut. Some years are missing because BLS redrew or didn't publish this metro.
BLS OEWS, May 2021–May 2025; inflation: CPI-U (May to May). Year-to-year changes can include survey noise.
Compared with nearby metros
What the pay is really worth in Philadelphia Our calculation
Prices in the Philadelphia area run 3% above the U.S. average. Adjusted for that, a median paycheck here buys what $49,067 would in a typical place, ranking #72 of 105 on real pay.
Two different views, don't combine them. Real pay already accounts for housing, because the price index includes rent. Rent burden shows what share of pay a typical 1-bedroom takes. Use either one, not both together.
What insulation installers do
Line and cover structures with insulating materials. May work with batt, roll, or blown insulation materials.
Most important day-to-day tasks
- Measure and cut insulation for covering surfaces, using tape measures, handsaws, power saws, knives, or scissors.
- Fit, wrap, staple, or glue insulating materials to structures or surfaces, using hand tools or wires.
- Cover and line structures with blown or rolled forms of materials to insulate against cold, heat, or moisture, using saws, knives, rasps, trowels, blowers, or other tools and implements.
- Distribute insulating materials evenly into small spaces within floors, ceilings, or walls, using blowers and hose attachments, or cement mortars.
- Move controls, buttons, or levers to start blowers and regulate flow of materials through nozzles.
Outlook & getting started
Nationally, insulation installer jobs are projected to grow 2.4% from 2025 to 2035 (all jobs: 3.5%), with about 3,000 openings a year. About 2% are self-employed.
What the work is like Government data
How often insulation installers deal with each condition, from surveys of workers in the job.
Getting started usually takes some preparation (high school plus months of training).
O*NET 31.0 Work Context and Job Zones (U.S. Department of Labor), national.
Licensing in Pennsylvania Official source
The main state licensing office in Pennsylvania is the Pennsylvania Office of Attorney General. Home improvement contractors register with the state; most trades are licensed locally. It can point you to the right license for insulation installers.
Official Pennsylvania licensing site ↗
Requirements for insulation installers vary by state and sometimes by city; always confirm with the official agency.
On-the-job safety Government data
Nationally, insulation installers have 312 injuries or illnesses serious enough to miss work per 10,000 full-time workers, 3.6× the rate for all jobs (87). The most common cause is falls, slips and trips.
BLS Survey of Occupational Injuries and Illnesses, 2023–2024 (national, cases with days away from work).
Highest-paying PA metros for insulation installers
| Metro | Median | Real pay | Jobs |
|---|---|---|---|
| PhiladelphiaPENNSYLVANIA · PA | $50,320 | $49,067 | 370 |
| YorkPENNSYLVANIA · PA | $49,280 | $51,333 | 50 |
| PittsburghPENNSYLVANIA · PA | $47,110 | $49,762 | 140 |
| LancasterPENNSYLVANIA · PA | $46,640 | $47,467 | 60 |
| AllentownPENNSYLVANIA · PA | $41,620 | $41,633 | 40 |
See every metro in Pennsylvania.
How much work is there? Government data
Local job market
The Philadelphia area's unemployment rate was 4.5% in 2025 (all workers, not just insulation installers), above the typical U.S. metro's 4.1%. It was 6.0% in 2021.
BLS Local Area Unemployment Statistics, annual averages 2021–2025 (2025 preliminary).
Getting to work
The average commute in the Philadelphia area is 30 minutes each way, longer than the typical metro (24 min). 21% of commuters spend 45 minutes or more. 64% drive alone, 7% take transit and 15% work from home (all workers, not just trades).
Census American Community Survey, 2024 1-year estimates (table S0801).
Population
The Philadelphia area's population grew 1.4% from 2020 to 2025 (6,242,164 → 6,329,118), ranking #236 of 387 metros for growth (typical metro +2.5%). People moving in (net +56,740) account for most of the change.
Census Bureau population estimates, July 1 of each year, 2020–2025.
Homes in Philadelphia
The Philadelphia area has about 2,652,016 homes. 65% were built before 1980 (typical metro 45%), so its housing is older than most; 8% were built in 2010 or later. Older homes often need more repair, replacement and upgrade work. 67% of households own their home, and the median home value is $375,100.
Census American Community Survey, 2024 1-year estimates (table DP04).
New construction
New-home permits in Philadelphia are down 64% from 2021 to 2025 (36,307 → 12,900).
In 2025 the Philadelphia area approved permits for 12,900 new homes (7,256 single-family), or 2.1 per 1,000 residents, ranking #290 of 393 metros.
Competition
In 2024 the area had 359 one-person businesses (no employees) in building equipment installation, averaging $78,788 a year in revenue before expenses.
They compete with 149 building equipment installation companies that have employees (about 2,100 workers in total). 46% of those companies have fewer than 5 employees.
Employee vs. working for yourself Your scenario
A model, not a market rate. It shows the minimum you'd need to bill to match a $50,320 employee salary once you cover what an employer normally pays for. Change any number.
Minimum billing rate
How this calculator works. Billable hours are hours you can charge a customer. Driving, quoting, paperwork and slow weeks aren't billable, which is why 1,400 is a common starting point versus 2,080 paid hours as an employee.
Get insulation installer pricing & estimate templates →Compare Philadelphia with another city →
About this data
- Pay: BLS Occupational Employment & Wage Statistics, May 2025, local to this metro.
- Pay over time: BLS OEWS May 2020–2025, local; inflation from the Consumer Price Index (CPI-U).
- Real pay: BEA Regional Price Parities, 2024, local.
- Rent: HUD Fair Market Rents, FY2027, local (county rents weighted by population).
- Job outlook, education, training: BLS Employment Projections 2025–35, national.
- Duties: O*NET 31.0, national.
- Safety: BLS Survey of Occupational Injuries and Illnesses, 2023–2024, national.
- New construction: Census Building Permits, 2021–2025, local.
- Housing: Census American Community Survey, 2024 1-year, local (age of homes, ownership, home values).
- Population: Census Bureau population estimates, 2020–2025, local.
- Commute: Census American Community Survey, 2024 1-year, local, all workers.
- Unemployment: BLS Local Area Unemployment Statistics, 2021–2025 annual averages, local, all workers (2025 preliminary).
- Competition: Census Nonemployer Statistics 2024 and County Business Patterns 2023, local, reported by industry, so related trades can share one figure.
- Jobs are employment estimates, not open positions. Grades rank this metro against all others for the same trade.